Scam types

Account takeover and identity scams: when someone gets inside your digital life

Warning signs and first actions when scammers steal login credentials, hijack email or social accounts, change recovery details or use personal information for fraud.

Quick answer

If an account is being taken over, securing the root account — often email or the mobile number used for recovery — matters quickly. Change compromised passwords from a trusted device, restore recovery settings and enable strong multi-factor authentication.

Illustration of a person securing a compromised account with password resets, device sign-outs and protective checks.
Account-takeover recovery starts with regaining control of passwords, sessions and recovery channels.

A message from an old account can still be suspicious if that account has been taken over. The social-profile verification guide distinguishes cloned profiles from compromised genuine accounts.

Account takeover is often a second stage

A phishing link, stolen password, malicious app, SIM-swap attempt or reused credential can give an attacker access to an account. Once inside, the attacker may change recovery details, read private messages, impersonate you, reset other accounts or target your contacts.

Email is especially important because many services use it for password resets.

Warning signs

  • password or recovery details changed without you;
  • login alerts from unfamiliar devices or locations;
  • messages sent from your account that you did not send;
  • friends receive money requests or suspicious links from you;
  • your phone unexpectedly loses service or your number changes;
  • new forwarding rules or filters appear in email;
  • financial or shopping accounts show unfamiliar activity.

Secure the recovery path first

If you still have access, change the password from a trusted device and sign out other sessions. Review recovery email addresses, phone numbers, forwarding rules, connected apps and multi-factor settings.

If the password was reused elsewhere, change those accounts too. Prefer an authenticator app, hardware security key or other phishing-resistant method when available rather than relying only on SMS.

Think beyond the hacked account

An attacker may have used the account to reset other services, copy identity documents or impersonate you. Review financial accounts and important services, tell contacts if your account was used to scam them, and preserve evidence of changes and suspicious logins.

Sources and references

These sources support the factual guidance and analysis on this page. For reporting, legal, financial or provider-specific procedures, follow the linked organization’s current instructions.

  1. Account or identity takeover scamsScamwatch (Australia)
  2. How To Recover Your Hacked Email or Social Media AccountU.S. Federal Trade Commission
  3. What To Do if You Were ScammedU.S. Federal Trade Commission
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